Commercial Liability Insurance Quote
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Every sized enterprise needs commercial business insurance coverage to ensure they have the proper protection against the risks they face as part of daily operations. Finding the right commercial insurance policy can be a time consuming process, which most entrepreneurs don't have time to deal with. Fortunately, there is a better way to find the protection your company needs.
The easiest, fastest, and most convenient way to get commercial insurance quotes is to use NetQuote, the leading online insurance aggregator service. By providing you with FREE, no-obligation quotes from multiple carriers, NetQuote helps you find the plans you are looking for, with the coverages you need, without wasting your time.
Commercial Liability Insurance Types
Commercial indemnity companies can provide you with a variety of coverage types to meet the needs of your particular situation. Whether you need just a basic policy to cover your small business, or you need specialized policies to supplement a basic liability and property policy, there is a provider with a plan just for you. Here are some examples of different coverage types:
- Workers Compensation - If you have employees, then you are required to carry workers compensation insurance, which pays out if an employee is injured while working for you. This coverage is required in most states, with some exceptions depending on certain circumstances.
- Commercial Auto Insurance - Commercial auto insurance provides comprehensive, collision and liability protection for vehicles used by your operation. This policy covers vehicle operation by employees during the normal course of business. Most times, if a personal vehicle is used for company purposes, a commercial vehicle policy is required.
- BOP - A business owner policy, or BOP, is a plan that combines many popular policy types, such as property and small business liability insurance coverage. By purchasing a combined policy, you generally save money. Many small businesses (such as a one-person operations) will have sufficient protection with a business owner policy. Of course, there are small operations that will need additional, specialized coverage.
- Product Liability Coverage - For companies that are involved in any part of bringing goods to market, including the manufacturing, distribution, and sale, need to have a product liability insurance policy. Anytime the use of a product can result in physical or bodily damage, property liability coverage should be in place
Commercial insurance companies offer other types of policies that you may need, depending on the type of operation you have. These include professional liability coverage, general commercial liability insurance policies, and fidelity and surety bonds.
It is always a wise idea to check with a business insurance agent that is familiar with your type of business so that they can examine your coverage needs. This allows you to compare commercial insurance rates to find the best combination of coverage and cost to ensure your operation is fully covered. After all, the last thing any business owner will want to do is find themselves in a situation where they don't have sufficient protection.
Commercial Insurance Quotes
With their FREE, no-obligation quotes, NetQuote is the place to go to get a commercial insurance quote from a variety of coverage providers. By completing one secure, online form, you will quickly get the lowest rates for the policies your enterprise needs, all from the comforts of your office. It has never been easier to compare your coverage options then when you request free quotes online!
Commercial liability insurance (Wikipedia definition) needs will vary depending on the industry a particular company is in, as well as individual situations. Unless you are an expert in business insurance, you will need to find an expert that can guide you through the process of selecting the right policies so that you don't ever find yourself in a situation of being liable for something and not having coverage to protect your company.
The easiest way to find the right agent to help you figure out your company's coverage needs is to request free commercial insurance quotes via the Internet. You will quickly hear back from multiple providers, allowing you to easily do a commercial general liability insurance cost comparison with a minimum of effort on your part. Doing this online represents a huge time savings, versus picking up the phone and shopping around.
Visit NetQuote today to get your FREE, no-obligation commercial liability insurance quote!
Need other coverage? Get a brief explanation of various business insurance types to see what else is available.