First of all, it doesn’t matter the size of your company, all businesses have to be protected against the possibility of lawsuits. You and I both know the business of insurance is hardly entertaining. Just hearing the WORD ‘insurance’ is enough to make you start to daydream!
Unfortunately, getting insured is a necessity. We know you don’t get up in the morning and say, “Wow! Today I get to look at insurance quotes!” -No way! Regardless, it’s something that you need to do.
Trying to run around getting insurance quotes from different companies would be very time consuming. If you’re running a business you don’t have a lot of extra time to spare. Therefore, you can just go to US Insurance Online to get your insurance quotes. It’s easy, it’s fast, and you get to pick which provider has the best options for you.
Commercial Liability Insurance Types
Your company, big or small, is not safe unless you are covered. You must protect yourself from multiple types of issues. You can have workers comp, auto, product coverage, etc. It all depends on what type of company you have.
Common Insurance Policies:
- Workers Compensation – If you have employees, then you are required to carry workers compensation insurance, which pays out if your employee is injured while working for you. This coverage is required in most states, with some exceptions.
- Commercial Auto Insurance – Commercial auto insurance provides comprehensive, collision and liability protection for vehicles used by your operation. This policy covers vehicle operation by your employees during the normal course of business. Most times, if a personal vehicle is used for company purposes, a commercial vehicle policy is required.
- BOP – A business owner policy, or BOP, is a plan that combines many popular policy types, such as property and small business liability insurance coverage. By purchasing a combined policy, you generally save money. Many small businesses (such as a one-person operation) will have sufficient protection with a business owner policy. Of course, there are small operations that will need additional, specialized coverage.
- Product Liability Coverage – If your company is involved in any part of bringing goods to market, including manufacturing, distribution, and sale, you will need to have a product liability insurance policy. Anytime the use of a product can result in physical or bodily damage, property liability coverage should be in place
Commercial Insurance Quotes
As you can see, there are many different types of policies to choose from. You can get covered for wonderful fun things like professional liability coverage, general commercial liability, fidelity or surety bonds. Because the insurance agents you are connected to at US Insurance Online know everything about their products, you better believe that you should talk to one about what your needs are. Aside from the fact that they know their product, you can ask them any specific questions you may have. Most of all, you don’t want or need to find out after the fact that you don’t have sufficient protection!
We offer to you US Insurance Online for an easy solution to your commercial insurance quote needs. You get to choose from a variety of providers who are vying for your business. Simply fill out the online form and you will quickly get the lowest rates for your business needs. It doesn’t get much easier than that!
Commercial liability insurance needs depend on the industry your company is in and on the situations of what you do and offer. Unless you are an expert on business insurance, you need an expert who can walk you through getting the right policies. Otherwise, you may find yourself being liable for something you aren’t covered for. Without being properly covered, you could lose everything you have!
What are you waiting for?
In conclusion, the easiest way to find the right agent is to request free commercial insurance quotes via the Internet. Doing this online saves you a ton of time versus picking up the phone and shopping around. Hence, you should click now to get your insurance quotes through US Insurance Online.
Visit US Insurance Online today to get your FREE, no-obligation commercial liability insurance quote!
Need other coverage? Get a brief explanation of various business insurance types to see what else is available.