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Insurance

Contractors Insurance – Carry It Or Pay

Posted on 27 June 2011

Earlier this year New Jersey officials conducted a sting operation to catch general contractors that were operating without the necessary permits and insurance coverage. Using a vacant house, they were able to find a rather large number of contractors operating outside of the legal requirements, resulting in civil penalties. All because some companies chose to not have the required licenses and liability insurance coverage.

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Category : Insurance

Insurance For Small Business Owners – Protecting The Future

Posted on 16 May 2011

Regardless of the size of your business, or what your business does, you need to have the right business insurance coverage in place. Because so many small businesses rely on one person to run the whole operation, you need to also have the right coverage for the person at top, so that their family has the protection they need should something happen to the primary bread winner.

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Category : Insurance

Insurance For The Home-Based Entrepreneur

Posted on 20 April 2011

Self employed individuals need business insurance coverage, just like larger companies. If you have a business, you need certain coverages. It is as simple as that. Here are some coverages a home-based entrepreneur should consider.

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Category : Insurance

Fidelity Bonds Protect Against Employee Theft

Posted on 18 March 2011

Employee theft is a large issue for small companies. Generally, the smaller the company, the less procedures they have in place to prevent and detect employee fraud, making it easier for certain employees to steal from their employer. Having a fidelity bond in place is a good way to limit a company’s loss should an employee theft take place, but it is equally as important to have the right policies and procedures in place to limit the likelihood of it occurring in the first place.

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Category : Insurance

Home Business Insurance Coverage Is Often Overlooked

Posted on 28 February 2011

Did you know that the majority of home-based businesses either don’t have any sort of business insurance coverage, or they have insufficient coverage? Did you even know that a home-based business should carry business coverage? Yes, both of these questions are true and if you work from the home, then you need to make sure you are carrying the right type and amount of business insurance.

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Category : Insurance

Worker Comp Insurance Rates Increase In Connecticut

Posted on 24 January 2011

Worker comp insurance is a mandatory coverage in most locations and provides coverage when an employee is hurt while performing their job duties. As of the first of the year certain Connecticut businesses saw a fairly large rate increase after more than 10 years of relatively flat workers compensation rates.

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Category : Insurance

Small Business Insurance For Online Businesses

Posted on 27 December 2010

Do you think just because your business is online it doesn’t need any sort of small business insurance coverage? Think again! Even online businesses need to have, at the very least, a basic business owners insurance policy that provides basic liability and property coverage for your online business.

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Category : Insurance